Endnotes

[1] U.S. Public Law 105-318 (1998). [Full Text ]

[2] Newman and Clarke (2003).

[3] Maxfield and Clarke (in press). [Full Text ]

[4] United Nations Interregional Crime and Justice Research Institute (2003). [Full Text ]

[5] Federal Trade Commission (2003a).[Full Text ]

[6] Federal Trade Commission (2003c). [Full Text ]

[7] CALPIRG (2000).[Full Text ]

[8] CALPIRG (2000).[Full Text ]

[9] Goodwin (2003).

[10] Lease and Burke (2000). [Full Text ]

[11] Federal Trade Commission (2003a). [Full Text ]

[12] Personal communication, John McCullough, Minnesota Financial Crimes Task Force.

[13] Federal Trade Commission (2003a).[Full Text ]

[14] Federal Trade Commission (2003a).[Full Text ]

[15] Federal Trade Commission (2003a).[Full Text ]

[16] Federal Trade Commission (2003).[Full Text ]

[17] Verton (2001)[Full Text ]; Federal Trade Commission (2003a).[Full Text ]

[18] Burns, Ronni (2004). Citicard presentation to Identity Theft Focus Group, Major Cities Chiefs Association, May 3.

[19] Cullier (2003). [Full Text ]

[20] Davis (2001).

[21] Willox (2000).

[22] Willox (2000).

[23] Davis (2001).

[25] Whitlock (1999).

[26] North County Times (2002).

[27] Levi and Handley (n.d.). [Full Text ]

[28] Mativat and Tremblay (1997). [Abstract only]

[29] Lacoste and Tremblay (2003). [Full text ]

[30] Newman and Clarke (2003), pp. 117–118, 126.